need help

[needhelplease]

Hi
I recently purchased a car and at the time of sale I signed a buyer's order for my payments a month to be at 411. Then 2 day later the dealership had another buyer's order for me stating that I was approved at a better rate and brought my payments down to 350 a month. I signed it and went on with my day. Now the bank is saying that my payment are 411 and they never approved the second terms.

So I called the dealership and they are saying that they are going to fix it and that was over three weeks ago. They called me today and said that the finance manager sent in the wrong paper work which I know is a lie because the bank already told me that they dident approve the second term.

So now I do not want the car anymore I feel that they breached the contract so I'm asking Can I leagaly cancel the contract and what would happen if they already sold my trade in ??????

 

[army judge]

Hi
I recently purchased a car and at the time of sale I signed a buyer's order for my payments a month to be at 411. Then 2 day later the dealership had another buyer's order for me stating that I was approved at a better rate and brought my payments down to 350 a month. I signed it and went on with my day. Now the bank is saying that my payment are 411 and they never approved the second terms.

So I called the dealership and they are saying that they are going to fix it and that was over three weeks ago. They called me today and said that the finance manager sent in the wrong paper work which I know is a lie because the bank already told me that they dident approve the second term.

So now I do not want the car anymore I feel that they breached the contract so I'm asking Can I leagaly cancel the contract and what would happen if they already sold my trade in ??????

Only a court can determine whether a contract was breached.
You can request the dealership to take back the car, and they can say, no way.
If that happens, you pay the note, or get your credit ruined and the car gets repossessed.

The bank (or lender) ultimately decides the loan terms they will approve.
The dealership simply submits a request.
In your situation I see no wiggle room for you.
You can read all of the documents you signed, and you might find a loophole.

 

[mightymoose]

If you didn't want the car you should not have signed either contract.
It seems to me this car is yours to keep, likely at 411, but you can try to refinance it.