NJ couple separation, not married with joint "everything"!

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what_if

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:confused:

I have lived with my boyfriend for 6 years now, we have a house together (deed is in both our names, mortgage is on his name). We also have a joint checking account in which all our monies (paycheck, etc) go in. We have furnished and bough everything together. I have a car on my name and we bough a SUV that has bith our names the loan is on his name. We handle ourselves just like a married couple, however we are not married an NJ does not have common law.

Just recently things got a little shaky and we are working it out, my concern is that if they don't work out what are my legal rights if any? If things go sour I would leave NJ, I am here just because of him and I wonder what we would have to do with everything? Would we have to sell the house and all possessions and split it? Can we agree to something in writing (legally) just in case if something happened to any of us? I did not want to get married at the beginning of the relationship and now I am concerned that I don't have any legal rights. He has a 7 yr old son that lives in Florida, if something happens to my boyfriend does he gets everything? I believe things will work out and we will eventually marry but what if...?
I appreciate any advise.
 
Your best option is a contract but you do need the advice of an attorney in order to be sure it is properly drafted. If you were to split or one of you dies the legal fees to get it straightened out could be quite large not to mention having everything tied up for a number of years.
 
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