Consumer Law, Warranties Oral Contract

[SKYDRIVER]

I am the Personal Representative for my mother's estate and Trustee of my mother's trust. My mother died March 19, 2005 of a stroke. I borrowed $100,000 in November 2004. I have been paying all the monthly payments regularly. The loan was a verbal agreement between my mother and I. I was told by an attorney the I have to pay the balance to the estate right away, that I can not continue to make payments as agreeded to by my mother. I am willing and have continued to make the $1500.00 payment a month. As long as I keep paying the loan, how can they make me come up with the money all at once. I had a bankrupcey in 2000 and I can't get a loan. I borrowed the money for a business that is just developing but not making any money yet. Isn't a verbal contract good even if the other party is now deceased. I had power of attorney for her . I was not trustee for her trust until she died. The trust has approx. $300,000. Her checking and savings is approx.$53,000. She will owe maybe $3000 in taxes next year and nothinging else. I didn't expect her to die so soon. Her health was great for a 85 year old woman. My mother first stroke took away her walking and her writing. We had a stamp made of her signature. She always told me what checks to write, what bills to pay. I would write the checks and use the stamp for her signature. Every month when she got the statements, I would go over to her home and we would reconcile her savings and checking account.She was in charge of her money, I just paid the bills. I never made decisions with her money. She made them all. Any help with this would be greatly appreciated.