Pepper

[Dashley]

I took a payday cash loan in December for Christmas need cash. I borrowed 800.00 I was told I had to pay 1000.00 back, if I didn't pay the 1000 back by the next payday they would take 200 and if I couldn't pay by the next payday they would take another 200 and the next 200 would go towards the loan now the company is taking 212 204 I have paid over 1800 to this company and now their telling me I still owe what can I do I looked online and they have so many complaints and the company is not registered with the bbb I should have did this first.

 

[mightymoose]

Pay the loan off in full and be dine with it. Review the contract and your payment history for any discrepancies in what they charged you. If you find any, seek compensation in court.
You might have an attorney review the contract for you.
These fees do not sound unusual. That company is meant for short term loans and should be repaid in full immediately. If you needed longer payment plans you should have gotten a more traditional personal loan.
These days it is best to not borrow at all.

 

[Dashley]

Oh I forgot they still want the 1000. Regardless that I paid of 1800. Already

 

[army judge]

Oh I forgot they still want the 1000. Regardless that I paid of 1800. Already

You can offer to settle, or just stop paying. If you refuse to pay,they'll have to sue you. Many times they won't sue you. If you don't pay, they'll likely ruin your credit. You've got many decisions to make. You do owe the money, assuming their accounting is correct. If you doubt it, read what you signed.