States involved are Massachusetts and Oklahoma.
I received a letter from an attorney in Massachusetts last week. I now live in Oklahoma. Evidently I had a judgement against me from 1999 for a credit card bill. I never even received a notice to appear in court, I was told that an ex-roomate had signed the certified letter with the notice. The judgement was for $3500. I was told by this attorney that judgements are enforceable for 20 years and that he was going to come take my car and auction it off. I believe in paying what I woe so I called and tried my best to set up payment arrangements and he would not even consider it. I am currently unemployed and collecting unemployment and obviously need the car to find work. My questions are a few.
1)Since this attorney bought the debt do I owe him? After all I owed the Credit comapny.
2)Can he take my car? I owe 9,000 on the car still so technically doesnt the bank still own it?
3)Should I sign the car over to my brother/sister/girlfriend? Is that even legal?
The fact is I am willing to pay the bill, I just cannot draw blood from a stone and need to make payments. I do not want to get stuck paying for car that is in this leeches hands. Thanks in advance for any advice.
I received a letter from an attorney in Massachusetts last week. I now live in Oklahoma. Evidently I had a judgement against me from 1999 for a credit card bill. I never even received a notice to appear in court, I was told that an ex-roomate had signed the certified letter with the notice. The judgement was for $3500. I was told by this attorney that judgements are enforceable for 20 years and that he was going to come take my car and auction it off. I believe in paying what I woe so I called and tried my best to set up payment arrangements and he would not even consider it. I am currently unemployed and collecting unemployment and obviously need the car to find work. My questions are a few.
1)Since this attorney bought the debt do I owe him? After all I owed the Credit comapny.
2)Can he take my car? I owe 9,000 on the car still so technically doesnt the bank still own it?
3)Should I sign the car over to my brother/sister/girlfriend? Is that even legal?
The fact is I am willing to pay the bill, I just cannot draw blood from a stone and need to make payments. I do not want to get stuck paying for car that is in this leeches hands. Thanks in advance for any advice.
