going thru divorce. i am co-owner of vehicle but make all payments. Couldn't get husband's name removed since I didnt show enough income. He "voluntarily had car repossed" last week. finance company stating he was told contract was paid to date, still they issued the repossesion. now i have to pay fees to get car back that i don't have. as co-owner does this affect my credit if i remove my name from title?