Separation from long-term boyfriend

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yamahamamma

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Hi I'm not sure if I'm in the right thread or not. I'll place my situation here and will move it if it's not in the correct place.

I have been living with my now ex-boyfriend for almost 7 years. We had a joint bank account, which my name is now removed from. Over the course of our relationship, he has inccurred several credit cards debts. I was a addtional card holder on 2. Most of these were for our household items and needs(like car repairs). At this time the vehicle I am driving is currently in his name.

When he left our home, he stated to me that I could have everything in the house and the van, because I needed them for me and my children. (The children are not his.) He also stated that he would handle all of the credit card debt.

Now that we have been separated for a little over 3 wks and things have gotten kind of ugly, his parents have stepped in. They are willing to take a home equity loan out to pay all of his credit cards off. But, they want me to pay $100/month for 3 1/2 yrs in exchange for the van.

My question is this: even though the majority of items purchased with the credit cards are in my possession, can I be held responsible for part of his debt? I have not signed for any of the major purchases, nor have made any purchases with his accounts for quite some time.

I'm trying to figure out if I should agree to pay this $100/month or if I do not, if they have a case in small claims court against me? Or, can they come take these items from my home?

Like I said they are holding a vehicle over my head. They said if I agree to these terms I can keep the van.
 
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If the van is in his name then it is his and he can ask for it back. You do not have to listen to his parents it is not their van. Unless they have a court judgement you do not have to pay them anything. If you need the van bad enough and you think you could be sued for some of this debt, then it is up to you if you want to pay them 100/mo for 3.5 years. If you sign an agreemtn to this they can hold you to it. Is some of the credit card debt yours? It sounds like it is. I do not see how you can get away with keeping a van that is not yours and leaving him stuck with all the debt. If you agree to pay this 100/mo for 3.5 years, sign a bill of sale for the van and sign an agreement that you are not responsibly for any more debt and after that is paid then the van title will be signed over to you. Is there a lien on the van now or is it free and clear? Cover yourself.
 
I understand that the van is in his name, but he told me that I could have it, after he left & on several occasions, even after I told him I didn't want it. Could it then be considered a gift?

As for some of the debt being mine, he is the one who signed for the purchases. Yes the items were for our family use, but.... There has not been any major purchases for well over a year. I have also made payments on these in the past.

My problem with signing an agreement is, what if I'm unable to pay for some reason or another? Then what? I am a single mom of 3 and don't make much money.

The van is free & clear.
 
You have the burden of proving he gave the van to you. Legally you do not have any proof he gave you the van and he is free to take it back. If you do not want to pay anything then let him sue you and let a judge decide if you owe. Are you getting child support?
 
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