Should we file an affidavit?

[sallymae]

My question involves a traffic accident in the State of: Mississippi.

A minor pulled out in front of us, and we had to hit a curb going about 45 mph to avoid hitting him. The tire that directly hit the curb was blown.

We pulled over with him and, when the cops arrived, all gave statements concluding that he had failed to yield to us.

He has been uncooperative since learning that we also need an alignment and to determine if the wheel itself was damaged. Because the cars did not actually collide, his insurance will not pay for the damage.

We do have the choice to file an affidavit, but we're wondering if it would be better to continue to try to work with him personally first.

 

[KatDini]

File with your insurance and let them deal with his insurance.

 

[Betty3]

Generally, anytime you have an accident (no matter who is at fault) it is always best to start by contacting your own car ins. company. They will handle from there.

 

[army judge]

OP. Betty and boyz gave you great information.

I can only add that no one is required to cooperate with you, me, or any other citizen.

Also complicating teh matter, and a potential issue to you, the alleged perpetrator is a minor.

If you choose to contact anyone, it would be the minor's parents.

Contacting minors, THESE DAYS, can get any of us accused of some serious, heinous things.

A minor can't be sued directly, therefore its always best to speak with the minor's parental unit(s) or legal guardian unit(s).

In the event of ANY car accident, its wise (and very labor saving) to report the matter to your insurer.
The insurance company can get your car fixed, make you whole, all without aggravation, extra costs, or legal difficulty.

Good luck.