Small claims option?

[brianp]

My wife divorced her ex in Idaho in 2007. In the divorce decree, it was ordered that he assumed liability of several of the community debts. When recently applying for a home equity loan, her credit report shows many delinquencies on the accounts that he was to assume. Due to these delinquencies the loan was declined. When we attempted to contact the credit agencies with the divorce decree showing her obligation is lifted, they refused to remove the reporting. Does she have any recourse in small claims for damages against the ex for failing to remove her from this and destroying her credit in the process?
Thanks in advance for everyone's input...

 

[mightymoose]

Nope... but keep working at it and you might get somewhere.
Though the ex was deemed responsible for payment, your wife still had responsibility for the account initially, and it will likely continue to be reported until it is paid off or expires at the end of 7 years.

Best I can think of is to enter a statement on the credit report that explains the delinquencies.