Okay, so I found out that I already have a judgement against me from Ford Motor Credit. My questions are as follows: Why has it never shown up on my credit? Can I still include it on my BK? If I do not pay the balance, can it really be reported for up to 20 years? Or can it just sit there forever? Can it show up on my credit now or are there any timely reporting laws? If it can show up, is there a limit for how long it can be reported?(From the time it was obtained or the time they actually put it on my report?) Is my husbands bank account safe from being garnished or seized in relation to my judgement? (We did even know each other at the time of the purchase or judgement.) Please respond soon, as I am trying to decide whether or not to file BK.PLEASE RESPOND- I HAVE AN APPOINTMENT WITH A BK ATTORNEY TOMORROW.
THANK YOU- LAKERGIRL
