My wife recently received a speeding ticket in NC for going 59 mph in a 45 zone. This was the first ticket she has received ever in 25 years. She was indeed speeding, but honestly doesn't know how much over the limit she was going. The officer told her that she could either pay the fine or go to court. Since she was indeed speeding, she (naively) just paid the fine. Of course we now know what a mistake that was since our insurance agent informed us this will induce a 600 insurance increase, which obviously seems unfair considering the circumstances. We're happy to not contest the fine (which has already been paid), but how can we avoid the points and insurance increase? We have heard about the Prayer for Judgement Continued, and are wondering if this can still be invoked, and if so, how we should this is done. Help!