third party collections harrassment

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rockbottom

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I am being severely harrassed by a third party collection agency. I am considering sending them a cease and desist letter but i'm afraid this will activate legal proceedings. I now have the money and i want to pay my debt but am reaserching this collection agency and find out that they are very shady. I am afraid now to give them any money or info or deal with them at all. I would like to send them the letter to stop all communications with them and just deal with the original creditor to pay the debt. Is this advisable or even possible at this point?
 
The debt is no longer the original creditors so you will have to deal with them.
 
I am being severely harrassed by a third party collection agency. I am considering sending them a cease and desist letter but i'm afraid this will activate legal proceedings. I now have the money and i want to pay my debt but am reaserching this collection agency and find out that they are very shady. I am afraid now to give them any money or info or deal with them at all. I would like to send them the letter to stop all communications with them and just deal with the original creditor to pay the debt. Is this advisable or even possible at this point?
Yes you certainly may send a "C&D" letter.

But as you have said it may activate their legal remedys. I wouls say only send the letter if and when you are prepared to deal with a lawsuit from these people. But, that doesn't stop them from pursuing that option without such an action on your part. There is another way that you can get relief from these collectors. As this is an area of expertise for me. I am restricted from offering the details in this forum, so if you would like additional information please reply by sending a request to Sultaun96@yahoo.com
 
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