Is there any way around Third Party Liability? My son was in an accident (fractured femur) where the other party was at fault. Now my insurance carrier is sending me letters stating that any monies that I claim and collect from the other persons insurance for medical costs are theirs. Aren't my monthly premiums enough for them? Don't the premiums pay for my son's medical? If I claim and collect for car replacement, pain & suffering, lost wages will my insurance company want that too? How can my insurance claim these monies?
Thanks
Thanks
