Auto Accident with no police report
Texas
I was in a car accident where I was traveling on a main road. A person turned onto the main road from a side street with a stop sign and hit my car. We went to a parking lot and exchanged information. The police came but no report was filed. When I call the person's insurance they are denying to pay because the other driver lied and said we were both traveling on the main road and I switched lanes into her. There are no witnesses so what can i do. Damages to my vehicle are 900$ and I have a 1000 deductible. I have the persons information.
If I go through my insurance will I get my detuctable back if it is determined not that it's not my fault?
Should I take the person to small claims court and sue her for the damages? Is the burden of proof on my? its her word againts mine.
should I higher a lawer?
would it be a bad Idea to contact the person directly and try to work it out?
give up and pay to get my car fixed?
Any help would be greatly appreciated
Texas
I was in a car accident where I was traveling on a main road. A person turned onto the main road from a side street with a stop sign and hit my car. We went to a parking lot and exchanged information. The police came but no report was filed. When I call the person's insurance they are denying to pay because the other driver lied and said we were both traveling on the main road and I switched lanes into her. There are no witnesses so what can i do. Damages to my vehicle are 900$ and I have a 1000 deductible. I have the persons information.
If I go through my insurance will I get my detuctable back if it is determined not that it's not my fault?
Should I take the person to small claims court and sue her for the damages? Is the burden of proof on my? its her word againts mine.
should I higher a lawer?
would it be a bad Idea to contact the person directly and try to work it out?
give up and pay to get my car fixed?
Any help would be greatly appreciated