i have made some poor financial decisions in the past and am trying to correct them. i need some advice on how to proceed as i know nothing about the law or legal terminology.
1) AT&T sold account to Palisades Collection. I have now been served with a summons to "appear by filing a written answerto the plaintiffs petition". this is a valid debt and i do want to repay it. however i cannot pay all at once. how do i go about handling this in the best possible way?
2) in 2003 i agreed to purchase a small piece of land in the state of texas. about a year later the payments went unpaid for about 6 months and later went into collections (rickenbacker group). i do not/never did have a title for this piece of land, have never even set foot on it, though i do know it is actually there. the balance is now rather high and collectors are harassing me. they have badgered me for post dated checks, my routing/checking account info, debit card info, you name it. i have contacted greenpath debt solutions and am trying to get the ball rolling in repaying these debts. the credit counselor asked me if i could sell the land to repay. i dont know.
i will admit to being naive and stupid about the land purchase? but i dont know where to go from here. the credit company wont deal with me civilly and answer most of my questions with questions.
help
1) AT&T sold account to Palisades Collection. I have now been served with a summons to "appear by filing a written answerto the plaintiffs petition". this is a valid debt and i do want to repay it. however i cannot pay all at once. how do i go about handling this in the best possible way?
2) in 2003 i agreed to purchase a small piece of land in the state of texas. about a year later the payments went unpaid for about 6 months and later went into collections (rickenbacker group). i do not/never did have a title for this piece of land, have never even set foot on it, though i do know it is actually there. the balance is now rather high and collectors are harassing me. they have badgered me for post dated checks, my routing/checking account info, debit card info, you name it. i have contacted greenpath debt solutions and am trying to get the ball rolling in repaying these debts. the credit counselor asked me if i could sell the land to repay. i dont know.
i will admit to being naive and stupid about the land purchase? but i dont know where to go from here. the credit company wont deal with me civilly and answer most of my questions with questions.
help
