It's an insurance question arising out of an accident. All our regulars will see this at the top of the daily list regardless of the forum.
I'm basically the insurance guy here so I'll address the question.
First, you mention 3 states but you don't name all three along with what's what in...
Maybe red states would consider the federal restoration due to the tremendous amount of qualifying an applicant has to go through on the federal level.
Arizona (red), for example, has a restoration program. But it has seldom been used because a felon would still be prohibited under federal law...
Possibly, in very rare cases, under the existing system.
Even with the proposed refinements it's still going difficult for a felon to get gun rights restored.
Even if successful, that won't butter any parsnips at the state level.
Things appear to have changed for the better in Russia:
https://weheart.moscow/groceries/
https://www.expatica.com/ru/living/household/russian-supermarket-121020/
https://geohistory.today/grocery-shopping-russia-1917-present/
Socialistic/Communistic food distribution systems failed miserably...
A repair shop.
It's very likely that it will be higher than you expect. That's because you have no clue as to how much repairs cost.
If the car owner tries to gouge you, you have no leverage if you don't want your insurer involved. Or you can turn it over to your homeowners claims department...
Actually, your auto insurance won't have anything to do with it because you were not operating a motor vehicle.
This has to do with your personal liability for damage or injuries to others due to negligence. That's covered by your homeowner or renter policy.
An at fault claim on your homeowner...