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    About Revocable Living Trust

    I need help with terms regarding a revocable living trust. I read that the grantor of the trust is both the trustee and beneficiary. Please explain grantor and what it means to be trustee and beneficiary and how they relate. Thank you.
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    ATM fraud -- need info re police investigation

    Yes, I was wondering what good would it do, so I probably won't give much more thought to it, it'll go to the back of my brain whatever is left of it. I figure now if the bank doesn't believe me, why would they believe a notarized statement? I have the police reports but they're not really...
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    ATM fraud -- need info re police investigation

    In reference to it being a good sign that the money is provisionally back in the account, I believe (not sure) that it's the law under some sort of banking code. The bank has 45-90 days to finalize it's decision.
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    ATM fraud -- need info re police investigation

    OK, 2 things. One is that I have the police reports and I "guess" I should fax them to the bank. Another is that, believe it or not, the bank the ATM belongs to is refusing to give the police dept. any information about whether it has photographic capabilities without a subpoena.Can you imagine...
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    ATM fraud -- need info re police investigation

    OK, so now I have another question. I've received a lot of information from the bank. I don't always receive the right information, meaning that sometimes I get more next time I call, or different information. I want to write a letter explaining things to the bank, should I have it notarized? (I...
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    ATM fraud -- need info re police investigation

    Thank you very much. I've been married for almost 50 years, it has not been "easy," but I can only imagine how awful it must be to go through a divorce, especially if devious actions are taken. I won't go into detals. My brother-in-law was floating from home to home for a while, he didn't sleep...
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    ATM fraud -- need info re police investigation

    thanks for that. I am finding that the reps often do not know what they're talking about (seriously) so they can give conflicting information. Or lie. The person in charge at the desk is fairly new and so when I got a confusing answer, she got upset. Some people just don't like to admit the...
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    ATM fraud -- need info re police investigation

    OK, I will bore you with some details. Maybe I said it before, who remembers? Not me...Anyway, I've gotten conflicting info from the bank. The online account says one bank, the police said it wasn't that bank per the bank ATM manager(?) itself, and again -- who knows?? OK, the best I can say is...
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    ATM fraud -- need info re police investigation

    Meantime, I would point to your attention again that the bank, according to the investigator from the police dept., did not even have the correct atm owner. Which leads me to my next question, who should I believe about answers? Well, at least the bank made another decision to replace the money...
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    ATM fraud -- need info re police investigation

    First question, yes I would like to know the process. But I can see that getting details can be hand-wringingly difficult. But along with that, I must tell you that the investigator told me today that the ATM used for withdrawal was not belonging to the bank that it was reported to belong to...
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    ATM fraud -- need info re police investigation

    Yes, ok, thank you. We cancelled the cards associated with the account. The bank replaced the stolen funds "provisionally" today. Evidently the fraud department said that based on our history and the fact that the funds were "aggressively taken," the bank replaced the funds. The investigating...
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    ATM fraud -- need info re police investigation

    P.S. My last post is making me think about getting home surveillance cameras. I'll check it out.
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    ATM fraud -- need info re police investigation

    It is possible that someone who found information in the home took it. I don't know. There may not be camera videos of people who enter the store. I ridiculously thought that most larger businesses like gas stations would have cameras going for themselves at least. But obviously I can be wrong...
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    ATM fraud -- need info re police investigation

    I spoke to the attending police officer today. She intimated, believe it or not, that the convenience store and/or ATM associated with that one, does not have surveillance cameras. It's hard for me to understand. Maybe I didn't hear it properly. The question now is, and so far I'm not getting...
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    ATM fraud -- need info re police investigation

    Especially now. It's hard to believe that the bank doesn't believe me. They're saying that it's not fraud -- that someone knew the questions the atm asked. Anyway, I'll see what the detective says, but now I'm finding that it may be that the store and/or atm does not have security cameras. Does...
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    ATM fraud -- need info re police investigation

    I've been up many "extra" hours. So I guess there's more. Thank you, though, for the info.
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    ATM fraud -- need info re police investigation

    So now, people, I have another question. If somehow the perp got hold of my husband's social security number, what happens now? We can't change that, can we?
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    ATM fraud -- need info re police investigation

    So now the question: if I tell the police yes, they can prosecute, how does this go? I already asked the officer if I can see the pictures with him. One officer joked about masks these days. Nevertheless, how does this go? I have the exact time the withdrawals took place at the terminal. The...
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    ATM fraud -- need info re police investigation

    I had somewhat of that conversation with the officer wanting to press charges if they found the perp. And because I am afraid of repercussions, like the perp coming back and hurting us, I am somewhat reluctant. But that means, of course, I may lose the money. But now I spoke again to the bank...
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    ATM fraud -- need info re police investigation

    The very interesting part of this is that I just spoke to a bank representative. We discussed the pin. The rep said the card was never used from the day it was opened over 4 months ago until the fraudulent transaction which was the first week of June. She then told me the pin can be made at the...
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