25 (M) Do I Need A Prenup?

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Ghost Peppers

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<div class="bbWrapper">Hi,<br /> <br /> I am a 25 year old male who just got engaged to my 21 year old female fiancé. She is premed and will enter medical school after we get married. I do not have any debt but she will take out medical school loans during our marriage. Do I need a prenuptial agreement to protect me from her future medical school debt?<br /> <br /> Thanks</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 134969" data-quote="Ghost Peppers" data-source="post: 337192" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/goto/post?id=337192" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-337192">Ghost Peppers said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Hi,<br /> <br /> I am a 25 year old male who just got engaged to my 21 year old female fiancé. She is premed and will enter medical school after we get married. I do not have any debt but she will take out medical school loans during our marriage. Do I need a prenuptial agreement to protect me from her future medical school debt?<br /> <br /> Thanks </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote><br /> You&#039;ll need to decide if you require a prenup.<br /> <br /> That said, a prenup addresses the distribution of assets if a divorce were to occur.<br /> <br /> The debt your spouse acquires isn&#039;t normally the responsibility of anyone, other than the spouse who acquired the debt.<br /> <br /> Such responsibility is determined by your state of residency.<br /> <br /> An Ohio lawyer comments:<br /> <br /> Are Your Responsible For Your Spouse&#039;s Debt in Ohio?<br /> Generally, the answer is no. However, there are a few situations where you can be held liable for your spouse&#039;s debt, or you will be directly affected by it. When any kind of debt is taken out in just one person&#039;s name, it is only that person who is liable for the debt. Creditors will try to convince parents and spouses that they are liable for someone else&#039;s debt, but if this happens it is generally a lie and you should contact an attorney about possible actions against the creditor. <br /> <br /> <a href="https://www.harrisengler.com/family-law-blog/163-are-you-liable-for-your-spouse-s-debt" target="_blank" class="link link--external" data-proxy-href="/proxy.php?link=https%3A%2F%2Fwww.harrisengler.com%2Ffamily-law-blog%2F163-are-you-liable-for-your-spouse-s-debt&amp;hash=3085572d63e266dae598430a14185580" rel="noopener">Are you Liable for your Spouse&#039;s Debt?</a><br /> ...</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 134969" data-quote="Ghost Peppers" data-source="post: 337192" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/goto/post?id=337192" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-337192">Ghost Peppers said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Hi,<br /> <br /> I am a 25 year old male who just got engaged to my 21 year old female fiancé. She is premed and will enter medical school after we get married. I do not have any debt but she will take out medical school loans during our marriage. Do I need a prenuptial agreement to protect me from her future medical school debt?<br /> <br /> Thanks </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote><br /> Maybe she should get a prenup. After all, a professional degree earned during the marriage can be considered a marital asset.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 134969" data-quote="Ghost Peppers" data-source="post: 337192" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/goto/post?id=337192" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-337192">Ghost Peppers said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> I am a 25 year old male who just got engaged to my 21 year old female fiancé. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote><br /> Just FYI, a &quot;fiancé&quot; is a man you intend to marry. A woman you intend to marry is your &quot;fiancée.&quot;<br /> <br /> <blockquote data-attributes="member: 134969" data-quote="Ghost Peppers" data-source="post: 337192" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/goto/post?id=337192" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-337192">Ghost Peppers said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Do I need a prenuptial agreement to protect me from her future medical school debt? </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote><br /> Need? No. Might it be desirable? Maybe. Do you have significant assets and income?</div>
 
<div class="bbWrapper">Frankly, I&#039;m not sure why this is a matter of one or the other of you &quot;getting a prenup&quot;. Why don&#039;t you both develop a mutually agreeable plan to cover the matters you are concerned with? That way it&#039;s not an adversarial matter, rather, it is the two of you creating a roadmap for your future together that takes in to account as many of the possible points of contention that you can envision and provides a guide on how those situations should be handled.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 126541" data-quote="Red Kayak" data-source="post: 337194" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/goto/post?id=337194" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-337194">Red Kayak said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Maybe she should get a prenup. After all, a professional degree earned during the marriage can be considered a marital asset. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote><br /> Huh, yeah since the post Affordable Care Act aka O&#039;Bama care act came out general practice physicians and even some specialties don&#039;t make squat. As a matter of fact some advanced nurse practitioners make more than your run of the mill medical doctor.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 130641" data-quote="Redemptionman" data-source="post: 337202" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/goto/post?id=337202" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-337202">Redemptionman said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Huh, yeah since the post Affordable Care Act aka O&#039;Bama care act came out general practice physicians and even some specialties don&#039;t make squat. As a matter of fact some advanced nurse practitioners make more than your run of the mill medical doctor. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>Define squat.<br /> <br /> <a href="https://weatherbyhealthcare.com/blog/annual-physician-salary-report" target="_blank" class="link link--external" data-proxy-href="/proxy.php?link=https%3A%2F%2Fweatherbyhealthcare.com%2Fblog%2Fannual-physician-salary-report&amp;hash=8042c5e7f36e305864ca13ed54a498d1" rel="nofollow ugc noopener">Physician salary report 2022: Physician income rising again</a></div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 126541" data-quote="Red Kayak" data-source="post: 337242" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/goto/post?id=337242" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-337242">Red Kayak said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> Define squat.<br /> <br /> <a href="https://weatherbyhealthcare.com/blog/annual-physician-salary-report" target="_blank" class="link link--external" data-proxy-href="/proxy.php?link=https%3A%2F%2Fweatherbyhealthcare.com%2Fblog%2Fannual-physician-salary-report&amp;hash=8042c5e7f36e305864ca13ed54a498d1" rel="nofollow ugc noopener">Physician salary report 2022: Physician income rising again</a> </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote><br /> <br /> I said General Practice doctors not specialists and I would know. Your run of the mill General Practice doctor isn&#039;t making anywhere near that. Online salary surveys especially glassdoor et. al. are NOT accurate.</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 130641" data-quote="Redemptionman" data-source="post: 337243" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/goto/post?id=337243" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-337243">Redemptionman said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> I said General Practice doctors not specialists and I would know. Your run of the mill General Practice doctor isn&#039;t making anywhere near that. Online salary surveys especially glassdoor et. al. are NOT accurate. </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>Did you <i>read</i> the information at the link?</div>
 
<div class="bbWrapper"><blockquote data-attributes="member: 135084" data-quote="Nirva Estate Planning" data-source="post: 337938" class="bbCodeBlock bbCodeBlock--expandable bbCodeBlock--quote js-expandWatch"> <div class="bbCodeBlock-title"> <a href="/goto/post?id=337938" class="bbCodeBlock-sourceJump" rel="nofollow" data-xf-click="attribution" data-content-selector="#post-337938">Nirva Estate Planning said:</a> </div> <div class="bbCodeBlock-content"> <div class="bbCodeBlock-expandContent js-expandContent "> First things first, will she agrees to marry you after you&#039;ll make her sign a prenup? </div> <div class="bbCodeBlock-expandLink js-expandLink"><a role="button" tabindex="0">Click to expand...</a></div> </div> </blockquote>That has no bearing on the legal question.</div>
 
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