Bob Barker
New Member
- Jurisdiction
- Virginia
Can a person file for bankruptcy and have it approved on a car loan with a cosigner if the cosigner was never notified by the court of the bankruptcy or had a chance to address the court?
Backstory. Person A and B buy a car together and cosign on a loan Jan 2020. Person A declares bankruptcy a year later which according to Person A is effective April 1, 2021. Person B did not know of the filing and was never notified by Person B's attorney or court of such bankruptcy. Additional property taxes and DMV fees are also involved. All the loan documents and registrations are different. Person A is primary and Person B secondary and vice versa, depending on which document you read. Its a mess really.
Person B is just trying to figure out what rights they have in addressing any bankruptcy of Person A with regards to the loan and subsequent taxes and fees owed.
Backstory. Person A and B buy a car together and cosign on a loan Jan 2020. Person A declares bankruptcy a year later which according to Person A is effective April 1, 2021. Person B did not know of the filing and was never notified by Person B's attorney or court of such bankruptcy. Additional property taxes and DMV fees are also involved. All the loan documents and registrations are different. Person A is primary and Person B secondary and vice versa, depending on which document you read. Its a mess really.
Person B is just trying to figure out what rights they have in addressing any bankruptcy of Person A with regards to the loan and subsequent taxes and fees owed.