Hawk99
New Member
Any attorney who practices civil law should be helpful. The injury attorneys are looking for a different sort of client, but they could still help you out with a brief initial counsel.
Going forward, make sure every dollar being demanded of you is connected to some verifiable property loss. Anything injury related is out the window.
You said the other vehicle was hardly damaged. You will need to find out how this all added up to so much.
@mightymoose - I spoke with my rep today. She basically wanted to know if I can even spare a dollar per month, or something ridiculously low, so she can counter offer and see how they respond. The worst they can do is say no and then we continue from there, and she indicated that she always thinks it's best to try and find a resolution first. she wanted to know if I literally don't have a penny to spare, or if I just don't think that I have enough to spair that they will accept.
She said the other option is to tell them that I literally don't have a penny per month to give, and then we move to litigation. Then my insurance co. assigns a lawyer to prepare my defense (and argue over the amount for damages being demanded, as I understood it), a new adjuster gets assigned to my case and so on.
Then she asked me what she would like me to tell them, and I told her I would take a day or two to mull it over. She does seem to prefer the idea of trying to resolve this with a payment, and reassured me again that the other party's rep is "cool" and flexible, willing to work within our limitations, but said we can pursue either course.
Regarding the statute of limitations and specific damages being claimed, she said the following:
The lawsuit is about property damage only. And yes the $17,000 is all related to the car. It was a newer Mercedes so the parts are usually more expensive, but that is one of the areas we can try to argue to (insurance company's) attorney or in trial. The statute of limitations for bodily injury is 2 years from the accident date and property damage is 3 years from the accident date.
So, basically there were no injuries. The full 17k was for their new car. They got $10,000 for repair, but potentially are just sticking their hand in my pocket for an extra 7 because they can. I don't think I can allow that without a fight (I think this guy was speeding to show off in his new car to his girlfriend), so I will go ahead and try to get a free consultation at a local firm ASAP, just to get a second opinion regarding my options.
Thanks again for your help.