Credit cards

[grannie]

I am getting calls from collection agencies telling me they are suing me for credit card debt. It is not like I have not been paying them, I have, but not the amount they are requesting. I am 74 years old, I am on Social Security. One agency told me today that once my check mis automatically put in my checking account, it becomes the banks money and they can take it. I need advice please. If they sue me or put a judgment against me, I do not own an y property, I only have a checking account.

Thank you.

 

[Gail_in_Georgia]

The only debts that Social Security can be garnished for is owed Federal taxes, child support or alimony.

The other words it cannot be garnished for credit card debt.

Gail

 

[mikey101]

I think Grannie's asking is can the money in the bank be touched by the credit card collector? Maybe if there's a judgment? I'd like to know myself since I'm facing a similar situation.