Help Please!! After receiving the Summons and Complaint, I filed a response stating that it was too old? I forget the correct wording I used for it. I got the advice from this forum. I then got a date to come to the courts for a Pre trial conference of some sorts, what is that, what will happen, etc. What am I to do from here? i do know that the last payment that was made was in 10/98 and I got the summons on 8/30/2005. Was this right? Is it to late to contact the credit card company and try to work something out with them? Help Please!!! 
