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Judgement
- Thread Starter zener
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seniorjudge
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What was the judgment for?
When was the judgment entered against you?
When was the judgment entered against you?
Judgement was for an unpaid credit card debt. Here is a bit more detail on the specifics. Original credit card balance was about $8000. A collector bought the debt, added fees and interest and sued for $13,000. I was not living in the area when they sued me but they had my parents address and left a subpoena on their doorstep. I didn not show up for the court case and this resulted in the judgement. This was about 2 years ago. I have other debts that are all about 5 years old as well as unpaid student loans so my total debt is about $35,000 but no one else has tried to sue me. I am hoping it would be better to wait and that the debts will pass a limitation and fall off my credit report. The other option would be to file BK which will hurt my credit for a longer period making it more costly to purchase a home. One other factor, I had a bit of money about a year and a half ago and it shows on bank statements that $20,000 moved from stocks into bank accounts and was spent so I thought I should wait until 2 years has expired before thinking about filing bankruptcy.
seniorjudge
New Member
Some judgments can last years.
I suspect it would behoove you to talk to a lawyer about how long these judgments can last.
I suspect it would behoove you to talk to a lawyer about how long these judgments can last.
seniorjudge
New Member
http://www.weblocator.com/attorney/ca/law/c03.html
California law is so squirrely that I really hesitate to tell you anything.
However, if this website is correct (and I have no way of knowing if it is correct or not), then it says that a small claims judgment in California lasts ten years.
Therefore, I suspect that a civil judgment would last at least that long too.
California law is so squirrely that I really hesitate to tell you anything.
However, if this website is correct (and I have no way of knowing if it is correct or not), then it says that a small claims judgment in California lasts ten years.
Therefore, I suspect that a civil judgment would last at least that long too.
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