I got a ticket last night doing 65 in a 45 (In NC, NC licence), this is my first offense.  Im 18 y/o and have had my license for about 7 months and am still on my parents insurance.  The officer said that I could ask for a Prayer of Judgement and maybe have the ticket reduced to 9 over.  Since this is my first ticket, I don't know what to do and I really dont want my parents insurance to go up.  Is the DA going to be linient since this is my first offense?  Is it worth it to use a Prayer for Judgement or should i just hire a lawyer?  Any information would be greatly appreciated.
Thanks A Lot
	
		
			
		
		
	
				
			Thanks A Lot