new homeowner not on loan but supposedly on the deed
- Thread Starter daniel U
- Start date
flyingron
Well-Known Member
Verify what? If you want to know what the ownership is, you'd best have a proper title search done. This won't necessarily tell you if you are the hook for a loan. You only got that if you signed a contract obligating yourself to that. You should remember what you signed.
adjusterjack
Super Moderator
You'll want to search the Register of Deeds in the county where the property is located. The Register of Deeds records deeds and mortgages. Look for your name. Try this online first. If not successful, visit the office.
flyingron
Well-Known Member
The absence of a recorded mortgage or deed of trust doesn't necessarily indicate the absence of responsibility for a loan.
well my credit wasnt good enough to get a loan so my mother got the loan but i'l be living in the house myself and will be paying the mortgage. but supposably im on the deed only reason i want to see for myself is because there are certain family members brother and sister whom i dont want on my property so i figured i should probably see the deed so i know what my rights are if someone trespasses and i dont want them to.
Zigner
Well-Known Member
If you are the only resident, and you are not an owner, then you are a tenant, with all the rights allowed per your state's laws, as well as those conferred in your rental/lease agreement (if any).
adjusterjack
Super Moderator
Then your county's Register of Deeds is the place to look. Look for your name. If you don't find one, look for your mother's name.
It's been 3 hours since my suggestion. Haven't you done that yet?
zddoodah
Well-Known Member
Assuming "this" refers to the subject header of your post ("new homeowner not on loan but supposedly on the deed"), the answer depends on what exactly the subject header of your post means. That said, real property deeds are matter off public record. I don't know exactly where they are available for search and viewing in Tennessee, but I assume it's a county courthouse, clerk's office or recorder's office.
Huh?
