credit company is making me pay in full!

Status
Not open for further replies.

scd251000

New Member
my story is i have recieved a traffic violation back in 1996 with a fine of 3986.00 , for driving a truck overweight.Pennsylvania iwas paying the clerk of courts a payment every month ,which i had verbaly agreed to, and then after a few years they turned it over to a credit company called NCC . i have been paying them when i can ,and when i have a few extra dollars to give .now i just recieved a phone call from them ,and the lady RUDELY! started telling me to get to get a job!,and i imediatly said nothing and let her ramble. she tried telling me that i made an agreement to pay them 50.00 a month, which in fact i never did. as she was insulting me i stated that i take care of my 1 year old son everyday,and havent been working full time ,she then stated "well ya should have thought about that before ya had a kid!" i then shut up again.i was not rude to the lady in any way shape or form.i know i owe the debt ,and am paying as much as i can afford right now,is there any advice to which you people can give me? i have never in my life been that insulted by a company! after she was done with her remarks she stated that the balance must be paid in full . its 986.00 i have now way to pay this amount in full ,i struggle now as it is. help please with some advice .she said she was taking legal action !!!! i know nothing ,i am blind to the law! is there any limatations on a fine from 1996?'

thx any adice would be very helpful!
 
it depends on your contract with the company. Usually they require a certain minimum payment every month. If that doesn't come, they can go for the full payment. Don't you have any paperwork on this?
 
scd251000

the only paper work i have on this is the letters the agancy keeps sending me too pay!!!one day it went from paying the clerk of courts to paying this collection agency. i'm still stumped and dont know why! its not like i dont know i owe it its a finacncial issue!! i dont pay them enough! ,thats there excuse for being so rude today
 
Status
Not open for further replies.

Ask a Question

Back
Top