Ignore these letters
I've also received a number of letters from the National Recovery Group about a car that I never owned from over 11 years ago.
I spoke with my lawyer and she assured me that no debt older than 7 years can be reported to the credit agencies and that they cannot legally collect. I sent a certified letter telling them that the debt was not mine and that they needed to provide a proof of the debt, which was more than I needed to do, according to my lawyer, but I figured it was a good measure.
Basically NRG bought old debts from towns in CT and they're trying to scare people into paying.
Here's the bottom line:
Do not send them ANY information that they don't already have (ss#, credit card numbers, car information, etc.).
If the debt is over 7 years old (whether it's really yours or not), there is NOTHING they can do except send threatening letters.
I hope that helps someone. I continue to get letters and continue to turn them into paper mache. Maybe someday I'll make a paper mache statue of a middle finger and send it to them.
I've also received a number of letters from the National Recovery Group about a car that I never owned from over 11 years ago.
I spoke with my lawyer and she assured me that no debt older than 7 years can be reported to the credit agencies and that they cannot legally collect. I sent a certified letter telling them that the debt was not mine and that they needed to provide a proof of the debt, which was more than I needed to do, according to my lawyer, but I figured it was a good measure.
Basically NRG bought old debts from towns in CT and they're trying to scare people into paying.
Here's the bottom line:
Do not send them ANY information that they don't already have (ss#, credit card numbers, car information, etc.).
If the debt is over 7 years old (whether it's really yours or not), there is NOTHING they can do except send threatening letters.
I hope that helps someone. I continue to get letters and continue to turn them into paper mache. Maybe someday I'll make a paper mache statue of a middle finger and send it to them.